PCRI’s homeownership retention/home repair program objective is to foster homeownership stability for low- and moderate-income homeowners, aged 55 and older, living within the City of Portland. This program is designed to prevent community displacement and assist elders with aging in place.

Eligibility

• Homeowner must be 55 or older
• Home must be within the City of Portland
• Home must demonstrate a need for repairs
• Home must be a single-family residence and primary dwelling (owners of multiple properties are not eligible)
• Household must meet income eligibility requirements:
  • Gross household income at 80% or below the area median family income
  • Income will be calculated for all household members over 18 years of age. Copies of pay stubs and tax returns may be requested to verify
• Homeowners must demonstrate that the following items are current or will be made current upon completion of the repair:
  • Mortgage Loan Payment (if applicable)
  • Homeowners Insurance
  • Property Taxes

1-Person Family	2-Person Family	3-Person Family	4-Person Family
$63,150	$72,200	$81,200	$90,200

5-Person Family	6-Person Family	7-Person Family	8-Person Family
$97,450	$104,650	$111,850	$119,100

Home Repairs

PCRI provides financial assistance for urgent home repairs. Eligible repairs include health and safety items that could affect the well-being of the occupant(s):

• • Plumbing repairs (broken toilets, sinks, and leaks)
  • Replacement or repairs to faucets and fixtures
  • Electrical/mechanical repairs (switches, outlets, lights, thermostats, fluorescent fixtures)
  • Repairs to stairs, handrails, and porches
  • Water heater repair or replacement, air conditioner or evaporative cooler repair or replacement
  • Repair to flooring/ceiling due to water damage
  • Roof Referrals
  • Installation of locks and deadbolts
  • Repairs to main water lines

Ineligible items include

: routine maintenance, cosmetic repairs, landscaping, tree trimming or fence repairs (unless a safety hazard exists), remodel work, and

The Homeownership Retention program provides a variety of programs and services to help existing homeowners retain their homes and remain in their familiar communities. Services include:

• Financial assistance for urgent minor home repairs
• Advocacy regarding property tax issues, home insurance concerns, code violations, etc.
• Connections to community partners with volunteer and community repair and assistance programs
• Referrals as well as advocacy and support energy-efficiency improvements and working with contractors for home repairs
• Informational home preservation workshops including post-purchase education and counseling
• Foreclosure prevention referrals
• Rental housing and referrals

For our application PDF form please go here (this link opens in a new window) (this document-link opens in a new window).

For any additional questions regarding the program, please send an email to hra@pcrihome.org.